The first in a series we call “What If?” In this episode, we discover what you really need to know about insurance. Our guest, John Allen, is president and managing agent with Community Insurance Advisors. John’s mission is to set a new standard for the insurance industry. Here John walks us through a thought process of how we should engage an agent and get the most from our insurance policies. While many people buy insurance on price (whether it be for the house, car or business), most of us really have no idea what our policies cover. John clearly describes “all-risk” versus “named-perils” coverage, water endorsements and the difference between replacement and ACV (depreciated) claims settlements.
John has leveraged his passion for people and his attention to detail to grow an insurance business that is a true advocate for his clients.”
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Caroline Minnick Miller is a sales, marketing and advertising consultant to the fashion industry. Andrea Reich is the owner and chief designer at Diadem Jewelry. Together in this episode you can see how best to match your consignment choices in clothing with the best in custom or found jewelry. 
Here at Coffee with Claire, we celebrate the entrepreneurial spirit. And today, our guests demonstrate how collaboration and the bringing together two totally opposite ends of the business spectrum is the perfect combination to help newly formed companies or re-designed businesses create a strong professional footprint, while staying true to their individual entrepreneurial spirits.
One of the side gigs I have run across lately is in the wine industry. According to Forbes, US wine consumption has grown from a volume consumption of 370 million gallons in 1993 to a current level of over 770 million gallons. In 2017, $40 BILLION dollars was spent in wine sales. That’s a lot of wine!